TEMPLATE LETTERS

You can use the below template letters.  Don't forget to add your name, address, date sent and a reference number so the creditor / debt agency can identify which account it is refering to.  You can send a letter by recorded delivery so you can see it has been delivered, but if this is too expensive then request a proof of postage from the post office.

If the letter does not require a signature then print your name at the end, don't sign.

When you click on any of the below templates you will either be given the option to open or save depending on what software you use for word docs.  If you have any problems with opening / downloading any of the below templates please email me at admin@fightingdebt.co.uk and I will email the template to you.

Response to Demand for a Debt not recognised

Request Balance of Account details

Request to put Account on Hold / Freeze Interest / Token Payment

Offering a Monthly Amount

Offering an Amount as a Final Settlement

Ask creditors to write off the debt due to circumstances

Response to Refusal to Freeze Interest

Response to Refused Offer

Request under Telephone Harrassment Act to stop further phone calls

Request to stop further phone calls and door step visits

CCA Request

Response to Signature Request from a Creditor for a CCA Request sent

SAR (Subject Accees Request) Letter

Response to a Creditor if a Debt is Statute Barred

Accepting Settlement Offer from a Bank for Bank Charges received

Response to a request for a voluntary charge against your home

Request for Charges to be Refunded if receiving Benefits

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