a basic guide on dealing with Debt
WWW.FIGHTINGDEBT.CO.UK
DEBT ADVICE GROUPS        
These are sites which have been specifically set up to pffer free debt advice,  Many have free tools for use such as online calculators for APR and Interest payments.
www.fightingdebt.co.uk is not associated or affiliated with any of the below websites, help lines or charities.
Citizens Advice Bureau  (CAB)
Information and Advice.
Tel: 0207 8332181
www.nacab.org.uk

The Financial Ombudsman Service (FOS)
Free advice for resolving disputes with Financial firms.
Tel: 0845 0801800
www.financial-ombudsman.org.uk

Money Advice Association
National charity giving support and training to advise workers in the UK.
Tel: 01476 594970
www.maa.i12.com

National Debt Line
Free confidential debt advice
Tel: 0808 808 4000
web: www.nationaldebtline.co.uk

Payplan
Free debt advice, free Debt Management Plans (DMPs) & Individual Voluntary Arrangements (IVAs) with no up-front fees.  .
Tel: 0800 917 7823
www.payplan.com
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